Terms and Conditions

Terms and Conditions

Affordable Housing Pty Ltd (ABN 20 096 407 260), trading as “US Market,” is a Corporate Authorised Representative (CAR No. 001314334) of Point Capital Group Pty Ltd (AFSL 518031). This platform provides educational content only and does not offer financial product advice.

Website Disclaimer

The information provided on this website is strictly for educational and informational purposes only. It does not constitute financial product advice, investment advice, or trading recommendations. Any reliance on the information provided is at your own risk.

Limitation of Liability

By using this platform, you agree that Affordable Housing Pty Ltd shall not be liable for any damages or losses arising from reliance on the information provided. To the fullest extent permitted by law, Affordable Housing Pty Ltd’s total liability is limited to the fees paid by the client in the 12 months preceding any claim.

General Information and Disclaimer

*Stocks discussed for educational purposes may include historical buy and sell dates, percentage changes over time, and examples of market trends to illustrate key investment concepts.

By browsing, accessing, and using the Website, you agree to be legally bound by these Terms. We may modify these Terms at any time, and the updated Terms will be available on our website. You agree to abide by the revised Terms by continuing to use the Website.

The content provided is general information only and is not intended to consider any person’s investment objectives or financial situation. Content is published in good faith based on the information available when writing and may not contain all relevant details about the financial products to which it relates. We do not claim that all relevant product information is included. Projections are estimates and may not be realised in the future. You must assess what is suitable for your personal needs. We do not consider your specific financial situation when providing this information and Content, and it does not constitute personal advice.

The material provided on the Website and any related advice constitutes general advice only and must not be relied upon as personal investment advice. Nothing on this Website or its associated materials should be construed as a notification to buy or sell any financial product, engage in, or refrain from any financial transaction.

All research and materials on the Website are based on sources believed to be reliable. Still, Affordable Housing Pty Ltd makes no warranty or representation regarding their accuracy, completeness, or timeliness. You should not solely rely on any information accessed through the Website to make financial, investment, or purchasing decisions. Conduct your inquiries before forming an opinion or acting based on such information. You must determine whether our Content suits your financial circumstances and requirements. Consulting a qualified professional is advised before using or relying on our information or taking any action that could impact your financial situation.

You are responsible for ensuring that financial products suit your purposes and individual needs. We do not guarantee that our products will meet your specific requirements. Financial products are standardised and not custom-made for any needs. You assume full responsibility and risk when making decisions based on information on the Website or in our Content. You agree to release and waive any claims against us, now or in the future. We accept no liability for any loss arising from reliance on any information on this Website or our Content.

We are not responsible for unauthorised third-party modifications to our Content. Any reliance on the above information is at your own risk. Except where liability under the law cannot be excluded, Affordable Housing Pty Ltd disclaims all liability for loss or damage resulting from opinions, advice, recommendations, representations, or information published in relation to the Website, regardless of any error or omission, including negligence.

We do not guarantee the uninterrupted availability of the Website and make no warranties about the Content of external websites linked to or from our website. Affordable Housing Pty Ltd grants you non-exclusive, non-transferable, limited permission to access and display the Website as a customer or potential customer, provided you comply with these Terms and applicable laws and that copyright, trademark, and other proprietary notices remain intact.

The entire Website content is protected under Australian copyright law, and all rights are reserved by Affordable Housing. You must not copy, distribute, modify, reproduce (in part or whole), broadcast, or transmit the Content of this Website without express written permission from Affordable Housing Pty Ltd. You may not link to our website in any way that damages or exploits our reputation, including implying an association or endorsement where none exists, illegally or unfairly.

All Website Content and functionality, including text, images, graphics, software, and advertisements, are protected under Australian copyright and trademark laws. You must not reproduce, transmit, share, adapt, distribute, sell, modify, publish, or otherwise use any material on the Website except as permitted by law or with our prior written consent. Our Content is for personal use only and may not be used commercially. You are prohibited from creating derivative material, including copying, reproducing, modifying, or sharing the Content in whole or in part. Any other use or distribution requires written consent from Affordable Housing Pty Ltd.

You must not interfere with, alter, remove, hack, or disrupt the Website, its Content, or the servers and networks hosting it. Additionally, you may not use data mining, robots, screen scraping, or similar data-gathering tools. Interfering with security-related features is also prohibited.

Nothing in these Terms excludes your statutory rights as a consumer or our liability for any breach of obligations implied by law. To the extent permitted by law, we exclude liability for the accuracy, completeness, suitability, or legality of any information accessed via the Website. You agree to indemnify and hold us and our affiliates harmless against any claims, demands, proceedings, losses, or damages (including legal fees) arising from your breach of these Terms or violation of any law or third-party rights.